Built for the businesses
that build everything else.
Specialized commercial insurance programs powered by modern technology and real human expertise — for the industries other brokers don't fully understand.
Get a real, data-backed estimate in under a minute.
Answer a few quick questions and see what businesses like yours typically pay — before you ever talk to an advisor.
Not a generic agency.
A specialist partner.
Purpose-designed programs for the industries we know best — combining deep underwriting expertise with modern tools that make insurance actually simple.
Industry-Specific Programs
Every program is built around the real exposures of your industry — not a generic policy adapted for anyone. From home health to tech companies, coverage that actually fits.
Technology + Human Expertise
Fast online quoting, instant COIs, and a client portal for managing everything — backed by experienced advisors who know your business and answer your calls.
A-Rated Carrier Access
We work with the country's top-rated commercial carriers, giving you broad market access and the negotiating power that only a dedicated specialist can provide.
Specialized programs.
Built for your world.
Each program is purpose-built for one industry — with coverages, endorsements, and pricing structures designed from the ground up for that specific risk profile.
Home health agencies, hospice providers, and in-home care operators.
Assisted living, memory care, skilled nursing, and adult day programs.
Dental practices, oral surgery centers, and medical spas.
General contractors, subcontractors, and construction professionals.
Licensed plumbing contractors — residential, commercial, and specialty trades.
Pool builders, service companies, and chemical treatment specialists.
Short-term rental owners and vacation property management companies.
Small business owners across trades, retail, services, and professional sectors.
SaaS companies, IT consultants, software developers, and tech service firms.
From application to active policy
in days, not weeks.
Apply Online
Complete our short industry-specific application — designed to capture only what underwriters actually need.
Get Your Quote
We shop your risk across our carrier panel and return competitive, comparable options — fast.
Bind Coverage
Accept your quote, sign your application, and bind coverage — all online, with immediate confirmation.
Manage It All
Your client portal gives you instant COIs, policy documents, billing, and renewal management in one place.
Everything in one place,
any time you need it.
No more chasing down documents or waiting on hold. Pull a certificate, review a policy, or check on a renewal from your phone or laptop — day or night.
We write all the major lines.
Whether you need one policy or a full program, Pembroke has the carrier relationships to get it done.
Built for businesses like yours.
"Pembroke understood the home health space immediately. They found coverage our previous broker couldn't — and the COI process is completely painless."
"As a pool contractor, it used to take weeks to get the right liability coverage. Pembroke turned it around in 48 hours with better limits than we had before."
"We manage 22 short-term rentals and needed a broker who actually knows STR risk. Pembroke's HostGuard program is exactly that — real expertise, real coverage."
Your industry deserves a specialist.
Tell us about your business and get a quote built around your actual risk — not someone else's.